Apply for the credit card that suits you best.
Most chosen
Free IBAN bank account No income requirement Can be used immediatelyAnnual contribution
free
Special action
Free IBAN bank account No income requirementPay with IDEALAnnual contribution
free
Popular
No income requirementCan be used immediately
Virtual credit cardAnnual contribution
free
Openbank R42 Mastercard
Minimum net income: 1,150,Annual contribution
Free
Minimum net income: 1,150,
-
Only for ANWB members
-
Annual contribution
18,50
Minimum net income: 1,150,
Annual contribution
29, 95
8.0
based on
47 reviews
Spending limit:
Purchase insurance:
No income requirement
One-off purchase costs: €69.90
Annual contribution
19,90
Minimum net income: 1,150,
Annual contribution
39, 95
Minimum net income: 1,150,
Annual contribution
42, 95
Minimum net income: 1,150,
Only for ABN AMRO customers
Annual contribution
29,95
1st year 50% discount
Minimum net income: 1,250,
Only for ANWB members
Annual contribution
35,-
First year free + 2,500 Award Miles
Minimum net income: 1,654,
-
Annual contribution
75, -
First year free
,
Minimum net income: 1,654,
First year free
46,80
Minimum net income: 1,150,
,
First year free
52,20
9.3
based on
9 reviews
Spending limit:
Purchase insurance:
7,500 Award Miles
Minimum net income: 1,654,
First year free
170, -
7.0
based on
2 reviews
Spending limit:
Purchase insurance:
Minimum net income: 1,250,
First year free
96,-
Minimum net income: 2,236,
First year free
240, -
Suitable for car rental
No income requirement
Suitable for Apple/Google Pay
First year free
240, -
Minimum net income: 1,250,
First year free
204, -
Including 5 Mastercards
No income requirement
Suitable for renting cars
First year free
240,-
Most chosen
Free IBAN bank account No income requirement Can be used immediatelyAnnual contribution
free
Special action
Free IBAN bank account No income requirementPay with IDEALAnnual contribution
free
Popular
No income requirementCan be used immediatelyVirtual credit cardAnnual contribution
free
Openbank R42 Mastercard
Minimum net income: 1,150,Annual contribution
Free
Minimum net income: 1,150,
-
Only for ANWB members
-
Annual contribution
18,50
Minimum net income: 1,150,
Annual contribution
29, 95
8.0
based on
47 reviews
Spending limit:
Purchase insurance:
No income requirement
One-off purchase costs: €69.90
Annual contribution
19,90
Minimum net income: 1,150,
Annual contribution
39, 95
Minimum net income: 1,150,
Annual contribution
42, 95
Minimum net income: 1,150,
Only for ABN AMRO customers
Annual contribution
29,95
1st year 50% discount
Minimum net income: 1,250,
Only for ANWB members
Annual contribution
35,-
First year free + 2,500 Award Miles
Minimum net income: 1,654,
-
Annual contribution
75, -
First year free
,
Minimum net income: 1,654,
First year free
46,80
Minimum net income: 1,150,
,
First year free
52,20
9.3
based on
9 reviews
Spending limit:
Purchase insurance:
7,500 Award Miles
Minimum net income: 1,654,
First year free
170, -
7.0
based on
2 reviews
Spending limit:
Purchase insurance:
Minimum net income: 1,250,
First year free
96,-
Minimum net income: 2,236,
First year free
240, -
Suitable for car rental
No income requirement
Suitable for Apple/Google Pay
First year free
240, -
Minimum net income: 1,250,
First year free
204, -
Including 5 Mastercards
No income requirement
Suitable for renting cars
First year free
240,-
First year free
,
Minimum net income: 1,654,
First year free
46,80
First year free + 2,500 Award Miles
Minimum net income: 1,654,
-
Annual contribution
75, -
Minimum net income: 1,150,
Annual contribution
42, 95
Minimum net income: 1,150,
Annual contribution
39, 95
Minimum net income: 1,150,
Only for ABN AMRO customers
Annual contribution
29,95
Minimum net income: 1,150,
,
First year free
52,20
9.3
based on
9 reviews
Spending limit:
Purchase insurance:
7,500 Award Miles
Minimum net income: 1,654,
First year free
170, -
Most chosen
Free IBAN bank account No income requirement Can be used immediatelyAnnual contribution
free
Special action
Free IBAN bank account No income requirementPay with IDEALAnnual contribution
free
Popular
No income requirementCan be used immediatelyVirtual credit cardAnnual contribution
free
Openbank R42 Mastercard
Minimum net income: 1,150,Annual contribution
Free
Minimum net income: 1,150,
-
Only for ANWB members
-
Annual contribution
18,50
Minimum net income: 1,150,
Annual contribution
29, 95
8.0
based on
47 reviews
Spending limit:
Purchase insurance:
No income requirement
One-off purchase costs: €69.90
Annual contribution
19,90
1st year 50% discount
Minimum net income: 1,250,
Only for ANWB members
Annual contribution
35,-
7.0
based on
2 reviews
Spending limit:
Purchase insurance:
Minimum net income: 1,250,
First year free
96,-
Minimum net income: 2,236,
First year free
240, -
Suitable for car rental
No income requirement
Suitable for Apple/Google Pay
First year free
240, -
Minimum net income: 1,250,
First year free
204, -
Including 5 Mastercards
No income requirement
Suitable for renting cars
First year free
240,-Applying for a credit card is not difficult and can be done in five steps:
During the application you will have to provide certain information, such as your address details, a copy of your account statements and your Citizen Service Number (BSN).
With a positive BKR rating you can usually apply for a credit card without any problems. This is the case, for example, if you have a mortgage or personal loan.
If you have a negative BKR rating, you are not eligible for a credit card. There is probably something wrong with your loan, for example an outstanding debt or payment arrears.
More than 90 percent of all Dutch people who apply meet the requirements regarding creditworthiness.
Don't qualify for a regular credit card? Then take a look at a prepaid card .
A credit card is a secure payment method with which you can easily make payments in shops, hotels, restaurants and online shops.
The company ranks 190 (2023) in the Fortune 500. Approximately 30,000 people work at Mastercard (2022).
According to Statista.com, Mastercard, there are 2.9 billion credit cards in circulation worldwide (figures Q1, 2022).
On Creditcard.nl you can compare more than 60 different credit cards based on price, features and thousands of reviews.
Behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts they live
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