Prepaid Credit Card

No income requirement and BKR assessment, so it can be applied for by everyone .

10 credit cards found for you

1 Most chosen

N26 Mastercard

7.6 based on 448 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Can be used immediately

Annual contribution

free
2 Special action

Revolut Mastercard

7.6 based on 74 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Pay with IDEAL

Annual contribution

free
3 Popular

Openbank eCommerce Card

7.6 based on 28 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • Can be used immediately
  • Virtual credit card

Annual contribution

free
4 Dear Visa

Visa World Card

7.6 based on 217 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
5

ICS GO Card

7.6 based on 25 reviews

Spending limit:

Prepaid

Purchase insurance:

180 days

  • No income requirement
  • Suitable for car rental and hotels
  • One-off costs: €65

Annual contribution

24, 95
6

Viabuy Prepaid Mastercard

7.4 based on 47 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • One-off purchase costs: €69.90

Annual contribution

19, 90
7

bunq Mastercard

7.7 based on 48 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free savings account (+ 2.46% interest)
  • No income requirement
  • Settled in 5 minutes

Annual contribution

35, -
8

Revolut Premium Mastercard

8.1 based on 2 reviews

Spending limit:

Prepaid

Purchase insurance:

365 days

  • 3 months free
  • 3 No income requirement
  • 3 Free fast delivery

Annual contribution

96, -
9

N26 Metal

8.1 based on 7 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Most exclusive card + many extras
  • No income requirement
  • Suitable for Apple/Google Pay

Annual contribution

202, 80
10

bunq Metal Card

8.0 based on 2 reviews

Spending limit:

5,000, -

Purchase insurance:

90 days

  • Suitable for car rental
  • No income requirement
  • Suitable for Apple/Google Pay

Annual contribution

203, -
1 Most chosen

N26 Mastercard

7.6 based on 448 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Can be used immediately

Annual contribution

free
2 Special action

Revolut Mastercard

7.6 based on 74 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Pay with IDEAL

Annual contribution

free
3 Popular

Openbank eCommerce Card

7.6 based on 28 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • Can be used immediately
  • Virtual credit card

Annual contribution

free
4 Dear Visa

Visa World Card

7.6 based on 217 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
5

ICS GO Card

7.6 based on 25 reviews

Spending limit:

Prepaid

Purchase insurance:

180 days

  • No income requirement
  • Suitable for car rental and hotels
  • One-off costs: €65

Annual contribution

24, 95
6

Viabuy Prepaid Mastercard

7.4 based on 47 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • One-off purchase costs: €69.90

Annual contribution

19, 90
7

bunq Mastercard

7.7 based on 48 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free savings account (+ 2.46% interest)
  • No income requirement
  • Settled in 5 minutes

Annual contribution

35, -
8

Revolut Premium Mastercard

8.1 based on 2 reviews

Spending limit:

Prepaid

Purchase insurance:

365 days

  • 3 months free
  • 3 No income requirement
  • 3 Free fast delivery

Annual contribution

96, -
9

N26 Metal

8.1 based on 7 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Most exclusive card + many extras
  • No income requirement
  • Suitable for Apple/Google Pay

Annual contribution

202, 80
10

bunq Metal Card

8.0 based on 2 reviews

Spending limit:

5,000, -

Purchase insurance:

90 days

  • Suitable for car rental
  • No income requirement
  • Suitable for Apple/Google Pay

Annual contribution

203, -
4 Dear Visa

Visa World Card

7.6 based on 217 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
7

bunq Mastercard

7.7 based on 48 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free savings account (+ 2.46% interest)
  • No income requirement
  • Settled in 5 minutes

Annual contribution

35, -
1 Most chosen

N26 Mastercard

7.6 based on 448 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Can be used immediately

Annual contribution

free
2 Special action

Revolut Mastercard

7.6 based on 74 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Pay with IDEAL

Annual contribution

free
3 Popular

Openbank eCommerce Card

7.6 based on 28 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • Can be used immediately
  • Virtual credit card

Annual contribution

free
5

ICS GO Card

7.6 based on 25 reviews

Spending limit:

Prepaid

Purchase insurance:

180 days

  • No income requirement
  • Suitable for car rental and hotels
  • One-off costs: €65

Annual contribution

24, 95
6

Viabuy Prepaid Mastercard

7.4 based on 47 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • One-off purchase costs: €69.90

Annual contribution

19, 90
8

Revolut Premium Mastercard

8.1 based on 2 reviews

Spending limit:

Prepaid

Purchase insurance:

365 days

  • 3 months free
  • 3 No income requirement
  • 3 Free fast delivery

Annual contribution

96, -
9

N26 Metal

8.1 based on 7 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Most exclusive card + many extras
  • No income requirement
  • Suitable for Apple/Google Pay

Annual contribution

202, 80
10

bunq Metal Card

8.0 based on 2 reviews

Spending limit:

5,000, -

Purchase insurance:

90 days

  • Suitable for car rental
  • No income requirement
  • Suitable for Apple/Google Pay

Annual contribution

203, -

How can you apply for a credit card?

Applying for a credit card is not difficult and can be done in five steps:

During the application you will have to provide certain information, such as your address details, a copy of your account statements and your Citizen Service Number (BSN).

Popular prepaid cards

The 5 most popular prepaid cards in the Netherlands at the moment are:

How can you apply for a credit card?

Applying for a credit card is not difficult and can be done in five steps:

90 percent meet requirements

More than 90 percent of all Dutch people who apply meet the requirements regarding creditworthiness.

It is usually not possible to apply for a credit card if you have a negative BKR listing or your income is too low. You may also be refused due to excessive credit, for example because you already have a credit card elsewhere.

How can I activate my card?

Once the assessment is complete, the credit card will be sent by post. Your PIN code will be delivered to you at a different time for security reasons. This is usually before you receive the card at home.

With a prepaid card you can pay in places where you can normally also pay with a credit card.

How can I activate my card?

With a prepaid card you can pay in places where you can normally also pay with a credit card.

How do you use a credit card?

A credit card is a secure payment method with which you can easily make payments in shops, hotels, restaurants and online shops.

Using a credit card is largely similar to using a debit card.

In three steps:

Where do you buy a prepaid credit card?

On Creditcard.nl you can easily compare different prepaid credit cards based on various features, such as costs, conditions and extras.

Which credit card suits you?

On Creditcard.nl you can compare more than 60 different credit cards based on price, features and thousands of reviews.