Apply for a credit card

Apply for the credit card that suits you best.

20 credit cards found for you

1 Most chosen

N26 Mastercard

7.6 based on 448 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Can be used immediately

Annual contribution

free
2 Special action

Revolut Mastercard

7.6 based on 74 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Pay with IDEAL

Annual contribution

free
3 Popular

Openbank eCommerce Card

7.6 based on 28 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • Can be used immediately
  • Virtual credit card

Annual contribution

free
4 Dear Visa

Visa World Card

7.6 based on 217 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
5

ANWB Visa Classic Card

7.6 based on 289 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150, -
  • Only for ANWB members -

Annual contribution

24, 95
6

MasterCard Classic

7.6 based on 173 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

29, 95
7

ANWB Visa Silver Card

8.0 based on 5 reviews

Spending limit:

5,000, -

Purchase insurance:

270 days

  • Minimum net income: 1,200, -
  • Only for ANWB members

Annual contribution

34, 95
8

Visa World Panda Card

8.1 based on 8 reviews

Spending limit:

5,000, -

Purchase insurance:

270 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
9

MasterCard Gold

8.1 based on 44 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150,

Annual contribution

42, 95
10

ABN AMRO Gold Card

9.6 based on 17 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150,
  • Only for ABN AMRO customers

Annual contribution

46, 80
11

ANWB Visa Gold Card

8.1 based on 13 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • 1st year 50% discount
  • Minimum net income: 1,250,
  • Only for ANWB members

Annual contribution

46, 95
13

American Express Flying Blue Silver

9.6 based on 16 reviews

Spending limit:

Personal

Purchase insurance:

90 days

  • First year free + 2,500 Award Miles
  • Minimum net income: 1,654, -

Annual contribution

75, -
14

American Express Green

9.6 based on 11 reviews

Spending limit:

Personal

Purchase insurance:

90 days

  • First year free ,
  • Minimum net income: 1,654,

First year free

78, -
15

Visa World Card Platinum

9.3 based on 5 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150, ,

First year free

164, 97
16

American Express Flying Blue Gold

9.3 based on 9 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • 7,500 Award Miles
  • Minimum net income: 1,654,

First year free

170, -
17

MasterCard Black

7.0 based on 10 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,250,

First year free

204, -
18

American Express Gold

9.0 based on 3 reviews

Spending limit:

Personal

Purchase insurance:

365 days

  • Minimum net income: 2,236,

First year free

240, -
19

American Express Flying Blue Platinum

9.0 based on 3 reviews

Spending limit:

Personal

Purchase insurance:

365 days

  • Minimum net income: 2,236,

First year free

240, -
20

American Express Platinum

8.0 based on 8 reviews

Spending limit:

Personal

Purchase insurance:

240 days

  • Up to €3,175 per year benefit
  • Minimum net income: 2,150,
  • Free Privium Plus border passage at Schiphol

First year free

780, -
1 Most chosen

N26 Mastercard

7.6 based on 448 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Can be used immediately

Annual contribution

free
2 Special action

Revolut Mastercard

7.6 based on 74 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Pay with IDEAL

Annual contribution

free
3 Popular

Openbank eCommerce Card

7.6 based on 28 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • Can be used immediately
  • Virtual credit card

Annual contribution

free
4 Dear Visa

Visa World Card

7.6 based on 217 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
5

ANWB Visa Classic Card

7.6 based on 289 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150, -
  • Only for ANWB members -

Annual contribution

24, 95
6

MasterCard Classic

7.6 based on 173 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

29, 95
7

ANWB Visa Silver Card

8.0 based on 5 reviews

Spending limit:

5,000, -

Purchase insurance:

270 days

  • Minimum net income: 1,200, -
  • Only for ANWB members

Annual contribution

34, 95
8

Visa World Panda Card

8.1 based on 8 reviews

Spending limit:

5,000, -

Purchase insurance:

270 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
9

MasterCard Gold

8.1 based on 44 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150,

Annual contribution

42, 95
10

ABN AMRO Gold Card

9.6 based on 17 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150,
  • Only for ABN AMRO customers

Annual contribution

46, 80
11

ANWB Visa Gold Card

8.1 based on 13 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • 1st year 50% discount
  • Minimum net income: 1,250,
  • Only for ANWB members

Annual contribution

46, 95
13

American Express Flying Blue Silver

9.6 based on 16 reviews

Spending limit:

Personal

Purchase insurance:

90 days

  • First year free + 2,500 Award Miles
  • Minimum net income: 1,654, -

Annual contribution

75, -
14

American Express Green

9.6 based on 11 reviews

Spending limit:

Personal

Purchase insurance:

90 days

  • First year free ,
  • Minimum net income: 1,654,

First year free

78, -
15

Visa World Card Platinum

9.3 based on 5 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150, ,

First year free

164, 97
16

American Express Flying Blue Gold

9.3 based on 9 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • 7,500 Award Miles
  • Minimum net income: 1,654,

First year free

170, -
17

MasterCard Black

7.0 based on 10 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,250,

First year free

204, -
18

American Express Gold

9.0 based on 3 reviews

Spending limit:

Personal

Purchase insurance:

365 days

  • Minimum net income: 2,236,

First year free

240, -
19

American Express Flying Blue Platinum

9.0 based on 3 reviews

Spending limit:

Personal

Purchase insurance:

365 days

  • Minimum net income: 2,236,

First year free

240, -
20

American Express Platinum

8.0 based on 8 reviews

Spending limit:

Personal

Purchase insurance:

240 days

  • Up to €3,175 per year benefit
  • Minimum net income: 2,150,
  • Free Privium Plus border passage at Schiphol

First year free

780, -
12

Visa World Card Gold

9.6 based on 16 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • 1st year 30% discount
  • Minimum net income: 1,150, -

Annual contribution

57, 95
10

ABN AMRO Gold Card

9.6 based on 17 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150,
  • Only for ABN AMRO customers

Annual contribution

46, 80
9

MasterCard Gold

8.1 based on 44 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150,

Annual contribution

42, 95
6

MasterCard Classic

7.6 based on 173 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

29, 95
14

American Express Green

9.6 based on 11 reviews

Spending limit:

Personal

Purchase insurance:

90 days

  • First year free ,
  • Minimum net income: 1,654,

First year free

78, -
5

ANWB Visa Classic Card

7.6 based on 289 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150, -
  • Only for ANWB members -

Annual contribution

24, 95
4 Dear Visa

Visa World Card

7.6 based on 217 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
13

American Express Flying Blue Silver

9.6 based on 16 reviews

Spending limit:

Personal

Purchase insurance:

90 days

  • First year free + 2,500 Award Miles
  • Minimum net income: 1,654, -

Annual contribution

75, -
11

ANWB Visa Gold Card

8.1 based on 13 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • 1st year 50% discount
  • Minimum net income: 1,250,
  • Only for ANWB members

Annual contribution

46, 95
1 Most chosen

N26 Mastercard

7.6 based on 448 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Can be used immediately

Annual contribution

free
2 Special action

Revolut Mastercard

7.6 based on 74 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • Free IBAN bank account
  • No income requirement
  • Pay with IDEAL

Annual contribution

free
3 Popular

Openbank eCommerce Card

7.6 based on 28 reviews

Spending limit:

Prepaid

Purchase insurance:

n/a

  • No income requirement
  • Can be used immediately
  • Virtual credit card

Annual contribution

free
7

ANWB Visa Silver Card

8.0 based on 5 reviews

Spending limit:

5,000, -

Purchase insurance:

270 days

  • Minimum net income: 1,200, -
  • Only for ANWB members

Annual contribution

34, 95
8

Visa World Panda Card

8.1 based on 8 reviews

Spending limit:

5,000, -

Purchase insurance:

270 days

  • Minimum net income: 1,150,

Annual contribution

39, 95
15

Visa World Card Platinum

9.3 based on 5 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,150, ,

First year free

164, 97
16

American Express Flying Blue Gold

9.3 based on 9 reviews

Spending limit:

5,000, -

Purchase insurance:

180 days

  • 7,500 Award Miles
  • Minimum net income: 1,654,

First year free

170, -
17

MasterCard Black

7.0 based on 10 reviews

Spending limit:

5,000, -

Purchase insurance:

365 days

  • Minimum net income: 1,250,

First year free

204, -
18

American Express Gold

9.0 based on 3 reviews

Spending limit:

Personal

Purchase insurance:

365 days

  • Minimum net income: 2,236,

First year free

240, -
20

American Express Platinum

8.0 based on 8 reviews

Spending limit:

Personal

Purchase insurance:

240 days

  • Up to €3,175 per year benefit
  • Minimum net income: 2,150,
  • Free Privium Plus border passage at Schiphol

First year free

780, -

Important

Top 5 credit cards in the Netherlands

Do you want to apply for a cheap credit card? We will give you a helping hand so that you find the best one for you.

Below are five popular cards at the moment.

How can you apply for a credit card?

Applying for a credit card is not difficult and can be done in five steps:

During the application you will have to provide certain information, such as your address details, a copy of your account statements and your Citizen Service Number (BSN).

Can I apply for a credit card with a BKR?

With a positive BKR rating you can usually apply for a credit card without any problems. This is the case, for example, if you have a mortgage or personal loan.

If you have a negative BKR rating, you are not eligible for a credit card. There is probably something wrong with your loan, for example an outstanding debt or payment arrears.

90 percent meet requirements

More than 90 percent of all Dutch people who apply meet the requirements regarding creditworthiness.

It is usually not possible to apply for a credit card if you have a negative BKR listing or your income is too low. You may also be refused due to excessive credit, for example because you already have a credit card elsewhere.

Don't qualify for a regular credit card? Then take a look at a prepaid card .

How can I activate my card?

Once the assessment is complete, the credit card will be sent by post. Your PIN code will be delivered to you at a different time for security reasons. This is usually before you receive the card at home.

To use the credit card, you must first activate it. The card will then be unblocked. How to activate your card is explained in an accompanying letter that is delivered by post (often together with the card).

You usually activate a credit card as follows:

How do you use a credit card?

A credit card is a secure payment method with which you can easily make payments in shops, hotels, restaurants and online shops.

Using a credit card is largely similar to using a debit card.

In three steps:

The credit card company processes your transactions. You can have unjustified payments reversed. Abuse and loss are also covered by the credit card provider if reported in time.

Which credit card suits you?

On Creditcard.nl you can compare more than 60 different credit cards based on price, features and thousands of reviews.